Payzum alternatives

Payzum accepts crypto payments that settle directly to merchant wallets, runs point-of-sale and payment links, sends CSV-based batch payouts, and offers a REST API with webhooks, including x402 pay-per-call billing for AI agents. When replacing it, weigh whether you need non-custodial settlement, in-person acceptance, batch payouts, or per-call API billing, and compare pricing, since Payzum's free tier and self-hosting options are not specified.

Comparing with

Payzum

PayZum.com is the stablecoin-first payment gateway

FreeWebAPI

View Payzum

Quick picks

Closest match
OxaPayCrypto payment gateway for business
Free, like Payzum
Mobile CreditsDecentralized AI-powered mobile money transfers worldwide
Has an API
GrineoPayNon-custodial crypto payments with direct wallet payouts

All 4 alternatives

Ranked by how well each one does what Payzum does.

All 4Same job 1

1
OxaPaySame job
Crypto payment gateway for business
Pick it if you want a direct alternative that is cheaper, has a free tier, and covers invoices, payment links, mass payouts, and auto-conversion to stablecoins.
- Free plan
- API
- Open source
- Web
Drop-in replacementOpen sourceCosts less than PayzumView OxaPay
2
GrineoPay
Non-custodial crypto payments with direct wallet payouts
Pick it if you mainly need non-custodial crypto checkout with branded customization, ecommerce plugins, and a merchant dashboard, and do not need payouts or agent billing.
- API
- Web
Covers most of itPaidView GrineoPay
3
Anyway
Agent-ready payments and billing for global commerce
Pick it if you sell digital products or subscriptions and want sales tax and VAT handled, invoicing, bank payouts, and spending-limited agent wallets with pay-per-call…
- API
- Web
Covers some of itPaidView Anyway
4
Mobile Credits
Decentralized AI-powered mobile money transfers worldwide
Claim this listing
Pick it if you want mobile-first acceptance with QR and NFC payments, mobile point-of-sale, and peer-to-peer transfers across web, iOS, and Android, with a free tier.
- Free plan
- Web
- iOS
- Android
Covers some of itFreemium
View Mobile Credits

Payzum and its top 4, side by side

What we compared	PayzumThis product	OxaPay#1	GrineoPay#2	Anyway#3	Mobile Credits #4
What it does	PayZum.com is the stablecoin-first payment gateway	Crypto payment gateway for business	Non-custodial crypto payments with direct wallet payouts	Agent-ready payments and billing for global commerce	Decentralized AI-powered mobile money transfers worldwide
Fit for Payzum users	—	Drop-in	Covers most	Covers some	Covers some
Pricing	Free	Open source	Paid	Paid	Freemium
Free plan	Yes	Yes	No	No	Yes
API	Yes	Yes	Yes	Yes	No
Open source	No	Yes	No	No	No
Platforms	Web, API	Web, API	Web, API	Web, API	Web, iOS, Android

Questions about Payzum alternatives

What are the best alternatives to Payzum?

On AINave, the closest matches are OxaPay, GrineoPay and Anyway.

Is there a free alternative to Payzum?

Yes. OxaPay and Mobile Credits have a free plan.

Which Payzum alternatives have an API?

OxaPay, GrineoPay and Anyway have an API.

Is there an open-source alternative to Payzum?

Yes. OxaPay is open source.

Built something like Payzum?

List it on AINave and it can show up here.

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